Discount Mortgage
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DISCOUNT MORTGAGE SERVICES

REGISTER FOR YOUR FREE INCENTIVES BELOW

Why Discount Mortgage Services?

1. Tired of getting “Ripped Off?” We have been on the Buyer’s end and know the downside of excessive fees and their cost to you when you are trying to purchase or refinance that home. I am sure you have heard the expression, “we fell your pain,” well we’ve been there and know it well. Discount Mortgage Services is dedicated to helping our customers by saving you money.
2. What can Discount Mortgage Services offer Me? Would you like to save money on your next home loan? Let me show you how with a FREE Loan Origination Fee, No Junk Fees, Good Faith Estimate and excellent customer service. We are consistently one-half to one-percent lower on interest rates, both locally and against the national lending companies, i.e.: Ditech, E-Loan and Lending Tree, plus we have a wide range of lenders to choose from. We will provide you with the best possible rates and the lowest closing costs.
3. Some the most popular loan programs we offer:
   
   1. 30-year fixed rate is a flat rate loan with principal and interest.
   2. 30-year interest only-fixed rate loan with the first 10-years as an interest only loan (with no negative amortization), the interest rate never changes it is fixed for the life of the loan.
   3. 15- Year fixed rate mortgage with principal and interest.
   4. Adjustable Rate Mortgages (ARM Loans) these are three, five, and seven-year fixed rate loans for a specified period of time and then adjust yearly based on the current rate index. Recommended in special circumstances only.
   5. Interest-Only Adjustable Rate Mortgages are three, five, seven or ten year interest only loans. At the end of the fixed rate period it will become principal and interest and the rate will adjust to the current rate index. You may continue with this plan or you can refinance. Recommended in special circumstances. Call for free advice.
   6. Home Equity Loans or Lines of Credit – these loans can be a fixed rate second mortgage or it can be a line of credit
   7. Construction-To-Perm for land and new home construction.
4. Good Faith Estimate. Everyone wants to know what the fees are and how much the loan will cost. Discount Mortgage Services puts together an estimate of all these charges and submits them to you FREE, to give you an idea of the funds needed to close the loan, there are no hidden fees. You will find that our guaranteed Good Faith Estimate does not have any junk fees, only those fees necessary to close the loan. Our Mortgage Specialist are happy to go over these charges with you and explain what each one represents. Just another way we save you money.
5. Credit Scores are also a vital factor in determining what type of loan program and interest rate you will be quoted. It is important that you regularly check your credit report to ensure that all the information on it is correct. Go to www.freecreditreport.com to check your credit report and scores. Discount Mortgage Services, does not run your credit unless we are going to do your loan, rather, we ask you for your scores to see what type of loan program would be best for you. We also suggest you do not give out your SSN to others because the more your credit is checked lower the score becomes. Lenders can give you an idea of what loan programs are available when you giving them the score You received from free credit report.

Our friendly Mortgage Specialists are here to answer your questions. They will help you fill out the loan application and explain the loan process to you so there will be no surprises at the closing. An educated buyer is our best customer. We will take the time to educate you.

Call or email Discount Mortgage Services today, and get started on your home loan, take advantage of our excellent customer service and speak to one of our Mortgage Specialists about the type of loan you are interested in. Let us do the shopping for you. Call 303-674-0905.

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